Balancehero India Private Limited (BHI), the wholly owned subsidiary of Balancehero Co. Ltd., Korea which runs and operates mobile App “True Balance”. The company launched its mobile application “True balance” in 2014 by Mr. Charlie Lee as CEO, an alumnus of the University of Chicago. The term “True Balance” also represents as trade name of Balancehero group (Balancehero co. Ltd., Korea and its subsidiaries companies). Balancehero India Pvt. Ltd. is a fin-tech company that serves as financial platform provider through its app “True Balance” and provides wallet, utility or other payment option, loan, insurance, commerce, etc. True Balance aims to serve India 2 and 3 with utility payments financial platform for the unbanked users to serve their money for living requirements. With this aim company is enhancing its digital lending arms to serve its customers.